Heat the pan: Place a non-stick pan over low heat and add the grated coconut.
Add condensed milk: Pour in the condensed milk and mix well.
Cook the mixture: Stir continuously over low heat for 5–7 minutes until the mixture thickens and starts leaving the sides of the pan.
Add flavour: Mix in the cardamom powder and chopped almonds. Turn off the heat and allow the mixture to cool slightly.
Shape the laddus: Grease your palms lightly and roll the mixture into small round balls.
Coat and serve: Roll each laddu in desiccated coconut and let them set before serving.